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Property Financing Seminar by Faiz Azmi, 23 September 2018, Putrajaya

Welcome! You are cordially invited to this month’s Property Financing Seminar by Faiz Azmi. Click to register here!!! Topics include, but not limited to: First steps in applying for property finance Self-calculate your loan commitments Recognizing your income types Calculating the Debt-Service-Ratio (DSR) Application for self-employed and commission earners Loan commitments that must be avoided

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Rahsia Pinjaman Perumahan, Putrajaya, 27 Ogos 2018

Pernahkah anda cuba untuk membeli rumah tetapi gagal dalam pinjaman perumahan? Masih keliru punca bank menolak permohonan pinjaman anda sedangkan semua dokumen yang anda lampirkan lengkap? Adakah kadar faedah yang anda dapat paling rendah dan berbaloi dengan kadar terkini? Pengetahuan kosong! Tak tahu flow membeli rumah dari pinjaman sehinggalah mendapat kunci! Layakkah anda? Berapa harga

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Ponzi schemes and you!

A local-born Ponzi scheme, giving 20% monthly returns, found to be fraudulent. As is always with these schemes, they are unsustainable – how can any business give a return of 20% per month? That is 240% per year, what is the Ponzi scheme’s source of income that they are able to give these kinds of

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Four questions to ask the agent before paying the booking fees

Buyers need to ask these questions to the agents because, let’s face it, the agent’s primary concern is to the vendor who is paying them. I have come across a lot situations where the purchaser could have had a better time if the agent was doing their due dilligence. 1. How old is the property based

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Refinancing your property for cash out and credit consolidation

Refinancing is a process that property owners could engage to unlock the full value of their properties. To initiate the process, the bank would request a valuer to perform a valuation on the property and proceed to offer up to 90% of the property value as loans, with the property being used as a collateral.

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CTOS and CRIS - the Evil Twins

CTOS and CCRIS are alike, but not the same. While both collect individuals credit records, CTOS extends further by by collecting information from multiple sources, namely utility and servicing companies, as well legal actions taken against the individuals. CCRIS on the other hand is limited to collecting credit related records gathered from financial institutions. CTOS CTOS is one